Archive for the ‘Blog Posts’ Category

What is a Hedge Fund?  WSJ answers

What is a Hedge Fund? WSJ answers

By The Banker | Blog Posts, Wall Street

I’m quick to criticize traditional media when they dumb down, or sex up, or just miss completely on finance topics. The Wall Street Journal is better than most, but still I find myself shaking my fist at the paper from time to time. Earlier this week, in anticipation of the relaxation of rules for Hedge [&hellip

Another Reason You Hate Your Bank

Another Reason You Hate Your Bank

By The Banker | Blog Posts

Capital One Bank, my business bank since 2004,[1] called me yesterday. “Great News!” chirped the person who introduced herself as my business account manager, but who I’ve never met, and who has had no previous conversation with me before, ever. “Ok,” I replied flatly, immediately wary, because banks are not generally in the Great News [&hellip

Where's Manuel Now? Huffington Post Found Him!

Where’s Manuel Now? Huffington Post Found Him!

By The Banker | Blog Posts, Texas

  In April of this year my local school district initially offered to hire, and then encouraged the withdrawal of the candidacy of Superintendent Manuel Isquierdo from the Tucson, Arizona school district known as Sunnyside Unified School District, following disclosure of Isquierdo’s financial distress and a pattern of minor legal troubles.  This week the Huffington [&hellip

A Source of Angel Funds: Your IRA

A Source of Angel Funds: Your IRA

By The Banker | Blog Posts, Investing, Personal Finance

Karen Blumenthal’s column in The Wall Street Journal over the weekend featured two of my favorite topics, self-directed IRAs and entrepreneurship, in a combined article.  The details in the article, as well as the details of using a self-directed IRA to fund a small company, are complex. ·         You can’t lend money personally to the [&hellip

GS research on TBTF and Bond Yields

GS research on TBTF and Bond Yields

By The Banker | Blog Posts

I frequently complain in this space about the Too Big To Fail (TBTF) banks in the wake of the 2008 Crisis.  For me, TBTF is short-hand for the idea that large, private, for-profit enterprises – and by extension their employees and investors – enjoy an implicit government guaranty in the event of financial calamity.  While [&hellip