Archive for the ‘Blog Posts’ Category

What Is The Value of A Skills Upgrade?

What Is The Value of A Skills Upgrade?

By The Banker | Blog Posts

A version of this post ran in The Rivard Report. What is the value of an education? Like many, I see education from a combination of angles. Unquestionably, education makes us broader thinkers and more sparkling conversationalists. Education makes us more actualized humans. But as a finance guy, a small evil part of me always [&hellip

Sin Investing

Sin Investing

By The Banker | Blog Posts, How Not To Invest, Investing, Texas, Wall Street

A version of this post ran in the San Antonio Express News. I recently used a reader question about a stock with ticker symbol MO – also known as Altria, and formerly known as cigarette maker Phillip Morris – to talk about investment returns. I suspect readers of my column on calculating investment returns responded “ok, [&hellip

Ask an Ex-Banker About The Big MO: What Are Returns?

Ask an Ex-Banker About The Big MO: What Are Returns?

By The Banker | Ask an Ex-Banker, Blog Posts, Investing, Personal Finance, Texas

A version of this appeared in the San Antonio Express News Dear Michael, I own a little of MO, purchased some time back with an average cost of $27.37. As you know it pays $2.08 dividend, and when I tell my friend my return is 8%, he says my return is what the stock presently [&hellip

What Is My Deal With Dollar Coins?

What Is My Deal With Dollar Coins?

By The Banker | Blog Posts, Texas

A version of this ran in the San Antonio Express News. I have a ‘thing’ about paying for small daily stuff in dollar coins. Apparently, I am the only person in America with this rare affliction. “Seriously, what is your deal with dollar coins?” I’m asked twice weekly by whichever coffee barista quenches my addiction [&hellip

Interview with Mint.com - I Give ALL The Answers

Interview with Mint.com – I Give ALL The Answers

By The Banker | Blog Posts, How Not To Invest, Investing, Personal Finance, Wall Street

Finance website Mint.com asked me some good questions for their blog. You can visit them there or enjoy the repost below. As a former Wall Street insider, what do you think is the average person’s largest misconception about investing? The average person thinks that what Wall Street does is so complex that it requires extremely [&hellip