Archive for the ‘Blog Posts’ Category

Super Bowl Stadium Thoughts

Super Bowl Stadium Thoughts

By The Banker | Blog Posts, Texas

In case the broadcast of the Super Bowl on Sunday didn’t make it crystal clear on high definition TV, there’s one very specific reason why the NFL chose to hold a giant tourist event in freezing Minnesota in February. (Hint: It wasn’t for the fan experience.) The reason: Money. Specifically, $1.2 billion spent to construct […]

PSA on Market Crashes Like This Week

PSA on Market Crashes Like This Week

By The Banker | Blog Posts

First things first: Do. Nothing. Because, as you might have heard, the US stock market plummeted yesterday. The Dow Jones Industrial Average (DJIA) index, made up of the stocks of 30 major US companies, dropped by a record-setting 1,500 points before closing down 1,175 points on the day. Another popularly-followed index comprising 80 percent of […]

Discounting Cashflows - A Deeper Dive

Discounting Cashflows – A Deeper Dive

By The Banker | Audio Posts, Blog Posts, How Not To Invest, Investing, Personal Finance

Welcome! This post is meant to accompany Chapter 5 and Appendix to Chapter 5 “On Discounting Cashflows” in my book “The Financial Rules For New College Graduates – Invest Before Paying Off Debt And Other Tips Your Professors Did Not Teach You.” (Praeger, April 2018.) I’m convinced the only way to really learn discounting cashflows […]

Compound Interest - A Deeper Dive

Compound Interest – A Deeper Dive

By The Banker | Audio Posts, Blog Posts, Investing, Personal Finance

Welcome! This post is meant to accompany Chapter 4 “On Compound Interest” and the Appendix to Chapter 4, in my book The Financial Rules For New College Graduates: Invest Before Paying Off Debt and Other Tips Your Professors Didn’t Teach You (ABC-CLIO Praeger, 2018.)1 I highly recommend you open up a spreadsheet alongside this material. […]

Automatic For The People

Automatic For The People

By The Banker | Blog Posts, How Not To Invest, Investing, Personal Finance, Texas

For getting started with basic finance goals, we need robotic automation, not human resolution. I’ll explain. Did you know that January 17th of each year is officially “Ditch New Year’s Resolutions Day?” This post lands squarely in the spirit and timeline of that tradition. Resolutions never work. Instead, automation works. I’m a finance guy so […]