Archive for the ‘Personal Finance’ Category

Tiny Person's Tiny Piece of a Big Company

Tiny Person’s Tiny Piece of a Big Company

By The Banker | Blog Posts, Investing, Personal Finance, Texas

My 5-year old daughter recently visited Disneyworld.[1] My main message to her, before she left, was to “make sure you do some financial due diligence while you’re there, maybe you want to buy some stock in Disney?” What? Like you wouldn’t give the same message to the 5-year old in your life? A week earlier, [&hellip

Financial Readiness - My 5 Stages of Grief

Financial Readiness – My 5 Stages of Grief

By The Banker | Blog Posts, Insurance, Investing, Personal Finance, Taxes, Texas

My personal bank – which also offers insurance and investments – recently invited me to discover my ‘Financial Readiness’ score, available in five minutes by taking a quick online survey. Now, I am a competitive person who likes to win. For example, I know my SAT scores from high school, as well as my fastest [&hellip

Tax Liens In My Life

Tax Liens In My Life

By The Banker | Blog Posts, How Not To Invest, Investing, Personal Finance, Taxes, Texas

Since I like to write about finance, all of real life is merely raw material for finance lessons, so I beg your pardon while I talk about tax liens in my life. A while back  I described my astonishment at how low property taxes were for ‘agricultural exemption’ property that I happened to be eyeing [&hellip

Video - Intro To Business Budgeting

Video – Intro To Business Budgeting

By The Banker | Audio Posts, Personal Finance, Video

Here’s an introductory video we did for LiftFund, a not-for-profit business microlender, based in San Antonio, TX. 1 LiftFund targets lending to small business owners who have otherwise not been able to get capital – or have already been turned down – from traditional banks. They offer not just loans but business training, financial education, and coaching. [&hellip

Shit Sandwich - Variable Annuities

Shit Sandwich – Variable Annuities

By The Banker | Blog Posts, How Not To Invest, Insurance, Personal Finance

In my favorite movie of all time, Rob Reiner recalls the two-word alliterative review of Spinal Tap’s unsuccessful second album “Shark Sandwich,” as simply “Shit Sandwich.’ The band members react to this shocking review with resentment, but also with a sense for what newspapers are allowed to actually say. David St. Hubbins: “Where’d they print [&hellip