Archive for the ‘Personal Finance’ Category

A Stock Growth Miracle (Not Really)

A Stock Growth Miracle (Not Really)

By The Banker | Blog Posts, How Not To Invest, Insurance, Investing, Personal Finance, Texas

Psst: Do you want to hear about a neat investing trick a family friend showed me? She started with $250. Through alchemical magic – well, a mixture of time, compound interest, and an important dash of negligence – she turned that $250 into an investment today worth $135,000. She still owns it, so results may […]

Discounting Cashflows - A Deeper Dive

Discounting Cashflows – A Deeper Dive

By The Banker | Audio Posts, Blog Posts, How Not To Invest, Investing, Personal Finance

Welcome! This post is meant to accompany Chapter 5 and Appendix to Chapter 5 “On Discounting Cashflows” in my book “The Financial Rules For New College Graduates – Invest Before Paying Off Debt And Other Tips Your Professors Did Not Teach You.” (Praeger, April 2018.) I’m convinced the only way to really learn discounting cashflows […]

Compound Interest - A Deeper Dive

Compound Interest – A Deeper Dive

By The Banker | Audio Posts, Blog Posts, Investing, Personal Finance

Welcome! This post is meant to accompany Chapter 4 “On Compound Interest” and the Appendix to Chapter 4, in my book The Financial Rules For New College Graduates: Invest Before Paying Off Debt and Other Tips Your Professors Didn’t Teach You (ABC-CLIO Praeger, 2018.)1 I highly recommend you open up a spreadsheet alongside this material. […]

Automatic For The People

Automatic For The People

By The Banker | Blog Posts, How Not To Invest, Investing, Personal Finance, Texas

For getting started with basic finance goals, we need robotic automation, not human resolution. I’ll explain. Did you know that January 17th of each year is officially “Ditch New Year’s Resolutions Day?” This post lands squarely in the spirit and timeline of that tradition. Resolutions never work. Instead, automation works. I’m a finance guy so […]

Texas Wants Its Own Fort Knox Because...

Texas Wants Its Own Fort Knox Because…

By The Banker | Blog Posts, How Not To Invest, Insurance, Investing, Personal Finance, Texas

Now that the holiday season is behind us, you’re probably wondering where to store all of your gold ingots, lumps of physical gold, and bars of gold bullion. The struggle is real, amirite? Never fear, the State of Texas has your back, in 2018. Specifically, the Texas Bullion Depository wants to solve all your gold […]