Psst: Do you want to hear about a neat investing trick a family friend showed me? She started with $250. Through alchemical magic – well, a mixture of time, compound interest, and an important dash of negligence – she turned that $250 into an investment today worth $135,000. She still owns it, so results may […]

Welcome! This post is meant to accompany Chapter 5 and Appendix to Chapter 5 “On Discounting Cashflows” in my book “The Financial Rules For New College Graduates – Invest Before Paying Off Debt And Other Tips Your Professors Did Not Teach You.” (Praeger, April 2018.) I’m convinced the only way to really learn discounting cashflows […]

Welcome! This post is meant to accompany Chapter 4 “On Compound Interest” and the Appendix to Chapter 4, in my book The Financial Rules For New College Graduates: Invest Before Paying Off Debt and Other Tips Your Professors Didn’t Teach You (ABC-CLIO Praeger, 2018.)1 I highly recommend you open up a spreadsheet alongside this material. […]

For getting started with basic finance goals, we need robotic automation, not human resolution. I’ll explain. Did you know that January 17th of each year is officially “Ditch New Year’s Resolutions Day?” This post lands squarely in the spirit and timeline of that tradition. Resolutions never work. Instead, automation works. I’m a finance guy so […]

Now that the holiday season is behind us, you’re probably wondering where to store all of your gold ingots, lumps of physical gold, and bars of gold bullion. The struggle is real, amirite? Never fear, the State of Texas has your back, in 2018. Specifically, the Texas Bullion Depository wants to solve all your gold […]