Archive for the ‘Texas’ Category

Audio Interview Wendy Kowalik Part II - On Insurance And Getting Rich Slowly

Audio Interview Wendy Kowalik Part II – On Insurance And Getting Rich Slowly

By The Banker | Audio Posts, Insurance, Investing, Personal Finance, Taxes, Texas

Please see related discussion with Wendy Kowalik in Part One on investment advisory fees. Michael:          Hi, my name is Michael and I used to be a banker. Wendy:            Hi, Michael. Wendy Kowalik, I founded Predico Partners. We’re a financial consulting firm. I started my career with an insurance company and sold insurance for the same [&hellip

Audio Interview with Wendy Kowalik, Part I - On Fees

Audio Interview with Wendy Kowalik, Part I – On Fees

By The Banker | Audio Posts, Investing, Personal Finance, Texas, Wall Street

Here’s Part I of my interview with an investment consultant who charges advisory fees in an unusually (admirably!) transparent way. In Parts II and III to follow Wendy and I discuss the uses of insurance, the psychology of savings, and how to get rich slow. You can read the transcript but as always I recommend [&hellip

A Leader for San Antonio: Mike Villarreal

A Leader for San Antonio: Mike Villarreal

By The Banker | Blog Posts, Texas

I have something to say about the San Antonio Mayor’s race. My friend Mike Villarreal is running and he is by far the best candidate. He supports data-driven financial policies (rather than platitudes and rhetoric), he listens and acts across party lines and for the good of the whole (not just one constituency), and he’s [&hellip

Lord of The Rates Part IV - Consumer Rates

Lord of The Rates Part IV – Consumer Rates

By The Banker | Blog Posts, Personal Finance, Texas

I’ve reviewed in recent columns what I believe happens when interest rates rise this Summer, in particular what happens to real estate when the FOMC raises the Fed funds rate, Aka “The One Rate To Rule Them All.”   “…Nine for consumers doomed to die One for the Yellen on her dark throne In the [&hellip

Lord Of The Rates Part III - Mortgage and Real Estate Market

Lord Of The Rates Part III – Mortgage and Real Estate Market

By The Banker | Blog Posts, Texas

A version of this post ran in the San Antonio Express News. Please see related posts: LOTR Part I – One Rate To Rule Them All, and LOTR Part II – How Money Is Born and LOTR Part IV – Consumer rates Three rates for mortgage brokers under the sky… One for the Yellen on [&hellip