Archive for the ‘Texas’ Category

Real Estate and the Efficient Market Hypothesis

Real Estate and the Efficient Market Hypothesis

By The Banker | Blog Posts, How Not To Invest, Investing, Texas

Editor’s Note: A version of this appeared in the San Antonio Express News. Dignowity Hill is a historic neighborhood in San Antonio balanced precariously – for the moment – on the cusp of hipsterism, about to fall into the ‘gentrified’ category. For anyone who has strongly held opinions about gentrification, let me assure you this post has [&hellip

Video for Entrepreneurs - Personal Financial Statement

Video for Entrepreneurs – Personal Financial Statement

By The Banker | Audio Posts, Texas, Video

A regional microlender named Accion Texas helps entrepreneurs get started on the process of builing small businesses. In this video I walk you through the process of collecting your personal financial data all in one place, using an Accion template available on their website. The personal financial statement would be used to talk to any bank [&hellip

Video For Entrepreneurs: Tracking Startup Capital in a Spreadsheet

Video For Entrepreneurs: Tracking Startup Capital in a Spreadsheet

By The Banker | Audio Posts, Texas, Video

I periodically produce instructional videos for a local micro lender named Accion Texas. They support and lend to young and startup companies that might otherwise get overlooked by the traditional banking industry. In fact one of the key conditions of being an Accion Texas customer is a prior rejection for a bank loan application. The [&hellip

Mike Bloomberg: More Bucks for Less Bangs

Mike Bloomberg: More Bucks for Less Bangs

By The Banker | Blog Posts, Texas

I try to approach contentious political issues with an open mind, willing to be swayed by new evidence, or at least willing to acknowledge that the other side has some valid points. Surely my ideological opponent has logical thoughts, given their starting principles, right? I have no monopoly on good ideas, I remind myself, and [&hellip

Interview Part II: Advisor on Whether College Is Broken

Interview Part II: Advisor on Whether College Is Broken

By The Banker | Audio Posts, Personal Finance, Texas

This is Part II of an interview with Julie, a College Advisor, who talks about whether the old 4-year college model even makes sense. Please also see related posts: Interview Part I – The Rising Cost of College And College Savings and Compound Interest   Michael:    Hi, my name is Mike and I used to [&hellip