Lord of The Rates Part IV - Consumer Rates

Lord of The Rates Part IV – Consumer Rates

By The Banker | Blog Posts, Personal Finance, Texas

I’ve reviewed in recent columns what I believe happens when interest rates rise this Summer, in particular what happens to real estate when the FOMC raises the Fed funds rate, Aka “The One Rate To Rule Them All.”   “…Nine for consumers doomed to die One for the Yellen on her dark throne In the [&hellip

Lord Of The Rates Part III - Mortgage and Real Estate Market

Lord Of The Rates Part III – Mortgage and Real Estate Market

By The Banker | Blog Posts, Texas

A version of this post ran in the San Antonio Express News. Please see related posts: LOTR Part I – One Rate To Rule Them All, and LOTR Part II – How Money Is Born and LOTR Part IV – Consumer rates Three rates for mortgage brokers under the sky… One for the Yellen on [&hellip

Lord Of The Rates Part II - 'Printing Money'

Lord Of The Rates Part II – ‘Printing Money’

By The Banker | Blog Posts, Wall Street

Please see related posts: Lord of the Rates Part I – One Rate To Rule Them All, and Part III and Part IV. Interest rates in the US are going up soon (maybe September? maybe June?), so what will that do to the money supply? As the ancient text translated from Isildur bane says: Three rates for [&hellip

Book Review: Big Hot Cheap and Right, by Erica Grieder

Book Review: Big Hot Cheap and Right, by Erica Grieder

By The Banker | Book Reviews, Taxes, Texas

We’re all about to get dunked[1] by the US Presidential race in a deep-water tank of Texas exceptionalism. With a year-long GOP primary season ahead of us, get ready for Texas Senator Ted Cruz to explain how extremely small government (plus God!) serves us best. Also, prepare for Texas native son (now Kentucky Senator) Rand [&hellip

Lord of the Rates, Part I - The One Rate To Rule Them All

Lord of the Rates, Part I – The One Rate To Rule Them All

By The Banker | Blog Posts, Texas, Wall Street

Our present Phenomenally Low Interest Rate Era slips quietly into the next. Interest rates will rise very, very, soon. We sense the change, but wonder, what does this mean? For many here in Middle Earth, interest rates remain mysterious. Fortunately, I found an ancient scroll during my sojourns in the Eastern Lands. Many nights, like [&hellip