On Cars, from 99% Invisible

On Cars, from 99% Invisible

By The Banker | Audio Posts

Speaking of cars, this is absolutely worth a listen.  Fascinating history of car/pedestrian relations.  Also, an absolutely fascinating insight into tactics that the gun lobby has adopted.   Post read (511) times

On Car Buying, Part I - Not Getting Fleeced

On Car Buying, Part I – Not Getting Fleeced

By The Banker | Blog Posts, Personal Finance

I’ve been thinking lately about what we buy when we buy a car, and how to make the best personal financial choices when car buying. Can you buy your personality at the car dealership? From birth, until now, you have been taught that your car is your personality. Are you Ford Tough?  GM Patriotic?  Audi

Book Review: Your First Financial Steps - Managing Your Money When You're Just Starting Out

Book Review: Your First Financial Steps – Managing Your Money When You’re Just Starting Out

By The Banker | Book Reviews, Personal Finance

You know what’s funny? Your First Financial Steps/Managing Your Money When You’re Just Starting Out, by Nancy Dunnan is funny. I graduated from college in 1995, the same year Your First Financial Steps came out, so in a sense I am precisely the demographic who was supposed to buy this book, at that time.  I

On Insurance, Part III - Life Insurance Calculations

On Insurance, Part III – Life Insurance Calculations

By The Banker | Blog Posts, How Not To Invest, Insurance, Personal Finance

I previously argued that insurance is useful for risk transfer, but less attractive as an investment.  I also think that under certain conditions – such as responsibility for minor children or limited savings, you need life insurance.  I thought a quick post using compound interest calculations could help illustrate why life insurance can be an