On Credit Card Addiction And Ignoring The Points!

On Credit Card Addiction And Ignoring The Points!

By The Banker | Blog Posts, How Not To Invest, Personal Finance, Texas

Congratulations, America, we did it! We finally broke the $1 trillion barrier for household credit card balances, according to a recent WalletHub Report. This is a somewhat less impressive than Roger Bannister’s breaking of the 4-minute mile barrier in 1954 (RIP Sir Roger, B. March1929 — D. March 2018), or Sir Edmund Hillary and Nepalese […]

A Spreadsheet Divided Them

A Spreadsheet Divided Them

By The Banker | Blog Posts, How Not To Invest, Personal Finance, Taxes, Texas

For Sonia, it felt like her husband Dave was having a separate relationship, one that didn’t include her. With whom, you may ask? With their household finance spreadsheet. She told me “I felt Dave was having an affair with his spreadsheets, like it was something secret that I couldn’t take part in.” She said she […]

Sherlock Holmes And The Case Of The Missing Money

Sherlock Holmes And The Case Of The Missing Money

By The Banker | Blog Posts, Personal Finance, Texas

Who wants to play Sherlock Holmes and The Case of the Missing Money? How did it disappear? What are clues I can follow to recover it? Today’s post is going to make all of you Watsons just a little bit richer. Have you ever searched the online state databases for money that you’ve somehow lost […]

Fees in 401(k)s

Fees in 401(k)s

By The Banker | Blog Posts, Investing, Personal Finance, Texas, Wall Street

“Yes, hello? Is this the Human Resources Department? Yes, I’d like to file a complaint about the retirement plan offered here. No, I don’t work actually here. But still, hear me out…” Today is my day to complain about the (somewhat) hidden costs of employer-sponsored retirement plans. These plans come in a variety of flavors […]

No Small Beer - The Power of Business Incumbency

No Small Beer – The Power of Business Incumbency

By The Banker | Blog Posts, Texas

Let’s not be naïve: there’s no such thing as a “free market.” In the beer world, especially to craft brewers in Texas, however, the market seems particularly unfree. You probably shouldn’t look to the government so much as other businesses for the unfree market. At the small end of the beer-making market, Brent Deckard of […]