Ask an Ex-Banker: Freelancer Homebuyer?

Ask an Ex-Banker: Freelancer Homebuyer?

By The Banker | Ask an Ex-Banker, Blog Posts, Personal Finance

Editor’s Note: This post first appeared on the website Make Change as an advice column “It’s Complicated,” which is in the spirit of my occasional “Ask an Ex-Banker” posts. If you have personal finance questions for “It’s Complicated” or “Ask an Ex-Banker,” send me a note!    Dear Its Complicated: I’m a single fulltime freelancer […]

Angel Investing - Some Data

Angel Investing – Some Data

By The Banker | Blog Posts, How Not To Invest, Investing, Personal Finance, Texas

Let’s say you read my earlier post on angel investing and decided – despite my helpful warnings – that you would still like to pursue angel investing in your area. You don’t listen, do you? Well anyway, your next step as a smart money person would involve collecting data about angel investing to, you know, educate yourself […]

Angel Investing Thoughts

Angel Investing Thoughts

By The Banker | Blog Posts, How Not To Invest, Investing, Texas

The first thing to know about angel investing is that you probably can’t do it. I say “can’t do it” not to create some aura of fancy exclusivity for the activity, but rather to point out that entrepreneurs who offer ownership stakes to angel investors may only formally sell pieces of their businesses to ‘accredited […]

How Not To Invest: Viaticals

How Not To Invest: Viaticals

By The Banker | Blog Posts, How Not To Invest, Investing, Texas, Wall Street

I’m a big fan of niche financial markets as well as learning about how NOT to invest. This leads me this week to the “life settlements” industry, and a subset of that business known as “viaticals.” Living owners of life insurance policies sometimes seek to sell their policies on the secondary market to receive a […]

Is College Worth It?

Is College Worth It?

By The Banker | Blog Posts, How Not To Invest, Personal Finance

I always enjoy a good debate like “Is X worth it, financially?” When X = College the debate seems particularly fraught. A friend sent me a link to a blogger Erik Rood who makes a nice case for why investing in college does not pay as well as we might think, compared to competing financial […]