Posts Tagged ‘annuities’

Guest Post - Annuities Are Expensive

Guest Post – Annuities Are Expensive

By Lars Kroijer | Blog Posts, How Not To Invest, Insurance, Investing, Personal Finance

Annuities are an important and sometimes dominant part of the investment portfolio for millions of savers.  While in certain instances there is a requirement for pension scheme participants that they put a part of their pension savings into an annuity, others decide to have them because they find great comfort from having a secured cash [&hellip

Part V - Discounted Cash Flows, using an annuity to learn the math

Part V – Discounted Cash Flows, using an annuity to learn the math

By The Banker | Blog Posts, Investing, Personal Finance, Wall Street

Please see my earlier posts Part I – Why don’t they teach this in school? Part II – Compound Interest and Wealth Part III – Compound Interest and Consumer Debt Part IV – Discounted cash flows – an example using a pension buyout Preamble In the last post I used the example of a pension [&hellip

Ask an Ex-Banker: Annuities!

Ask an Ex-Banker: Annuities!

By The Banker | Blog Posts

Q: I am thinking about buying an annuity.  I want to generate dependable income,  BUT,  how do I make sense out of whether or not an annuity is a good investment in addition to providing a degree of comfort.  The tradeoff seems a big gamble,  i.e. how long I will live.  –Captain Bill H., Friendship, [&hellip