Posts Tagged ‘fiduciaries’

Another worrywart post on Financial Sustainability

Another worrywart post on Financial Sustainability

By The Banker | Blog Posts, Investing

This time, with better math! A little while ago I wrote that, as a fiduciary, I worried about the sustainability of endowments and retiree portfolios, which traditionally have drawn 5% and 4% respectively from assets per year, in the conventional belief that this is ‘sustainable.’  These 4% and 5% rules of thumb for the past [&hellip

Hey Fiduciaries: Is It All Financially Unsustainable?

Hey Fiduciaries: Is It All Financially Unsustainable?

By The Banker | Blog Posts, Investing, Personal Finance

I’ve been thinking recently about financial sustainability.  One version of the financial sustainability question is “How much can you responsibly spend from investments or endowments each year, without running out?” There’s a lot packed into that single question, and the answers are not as esoteric as they may first appear to the average person. Retirees [&hellip