Posts Tagged ‘life insurance’

How Not To Invest: Viaticals

How Not To Invest: Viaticals

By The Banker | Blog Posts, How Not To Invest, Investing, Texas, Wall Street

I’m a big fan of niche financial markets as well as learning about how NOT to invest. This leads me this week to the “life settlements” industry, and a subset of that business known as “viaticals.” Living owners of life insurance policies sometimes seek to sell their policies on the secondary market to receive a […]

On Insurance, Part III - Life Insurance Calculations

On Insurance, Part III – Life Insurance Calculations

By The Banker | Blog Posts, How Not To Invest, Insurance, Personal Finance

I previously argued that insurance is useful for risk transfer, but less attractive as an investment.  I also think that under certain conditions – such as responsibility for minor children or limited savings, you need life insurance.  I thought a quick post using compound interest calculations could help illustrate why life insurance can be an […]