Posts Tagged ‘mortgages’

Lord Of The Rates Part III - Mortgage and Real Estate Market

Lord Of The Rates Part III – Mortgage and Real Estate Market

By The Banker | Blog Posts, Texas

A version of this post ran in the San Antonio Express News. Please see related posts: LOTR Part I – One Rate To Rule Them All, and LOTR Part II – How Money Is Born   Three rates for mortgage brokers under the sky… One for the Yellen on her dark throne In the land [&hellip

Judgment vs Objectivity - My Recent HELOC Renewal

Judgment vs Objectivity – My Recent HELOC Renewal

By The Banker | Blog Posts, Personal Finance

A version of this post ran recently in the San Antonio Express News. My wife and I recently renewed our home equity line of credit 1  with our bank. When the notary at my bank had us in the room for 30 minutes busily initialing and signing many dozens of pages per a minute – [&hellip

The New Yorker on Housing and Mortgage Subsidies

The New Yorker on Housing and Mortgage Subsidies

By The Banker | Blog Posts, Inequality, Personal Finance, Taxes

I can’t say there’s anything particularly new in James Surowieki’s New Yorker article on the various ways we subsidize home ownership vs. renting, but taken as a whole he provides a great starting primer and review of the arguments. I mean, don’t get me wrong, home ownership is awesome for some – even for many [&hellip

Mortgage Lending Made Easy Makes Me Uneasy

Mortgage Lending Made Easy Makes Me Uneasy

By The Banker | Blog Posts, Wall Street

Yesterday was a pretty big day in the slow unwinding of post-crisis mortgage-lending policy making, according to the Wall Street Journal. I’m not going to jump up and down and declare that this latest negotiated relaxation of federal mortgage standards means we’re back to the pre-Crisis madness. On the other hand, it appears that all [&hellip

New HUD Secretary - The Good and Bad So Far

New HUD Secretary – The Good and Bad So Far

By The Banker | Blog Posts, Texas

Editor’s Note: A version of this post ran this morning in the San Antonio Express News. I can’t remember any speech Mayor Julian Castro ever made to which I paid much attention. Decade of Downtown? Meh. I had just moved to San Antonio’s downtown and I didn’t have any context. Democratic National Convention? I missed [&hellip