Posts Tagged ‘mortgages’

Seller Financing - Good and Bad

Seller Financing – Good and Bad

By The Banker | Blog Posts, How Not To Invest, Investing, Personal Finance, Texas

I love everything about banks but I realize I might hold a minority view on that one. Maybe you don’t like banks as much as I do. If so, this one’s for you. Today is about seller-financing, which is a way to cut out banks from a traditional bank function. Seller-financing happens when: Traditional banks […]

Dueling Mortgage Gurus and Uncertainty

Dueling Mortgage Gurus and Uncertainty

By The Banker | Blog Posts, Personal Finance, Texas

One of the things that makes finance endlessly fascinating (to me!) is that perfectly sound logic for one situation turns out to be perfect madness in another situation. In my best moments I appreciate the ironies and contradictions. In my worst moments I despair for people whipsawed by the seeming complexities of financial choices. Most […]

Lord Of The Rates Part III - Mortgage and Real Estate Market

Lord Of The Rates Part III – Mortgage and Real Estate Market

By The Banker | Blog Posts, Texas

A version of this post ran in the San Antonio Express News. Please see related posts: LOTR Part I – One Rate To Rule Them All, and LOTR Part II – How Money Is Born and LOTR Part IV – Consumer rates Three rates for mortgage brokers under the sky… One for the Yellen on […]

Judgment vs Objectivity - My Recent HELOC Renewal

Judgment vs Objectivity – My Recent HELOC Renewal

By The Banker | Blog Posts, Personal Finance

A version of this post ran recently in the San Antonio Express News. My wife and I recently renewed our home equity line of credit 1  with our bank. When the notary at my bank had us in the room for 30 minutes busily initialing and signing many dozens of pages per a minute – […]

The New Yorker on Housing and Mortgage Subsidies

The New Yorker on Housing and Mortgage Subsidies

By The Banker | Blog Posts, Inequality, Personal Finance, Taxes

I can’t say there’s anything particularly new in James Surowieki’s New Yorker article on the various ways we subsidize home ownership vs. renting, but taken as a whole he provides a great starting primer and review of the arguments. I mean, don’t get me wrong, home ownership is awesome for some – even for many […]