Posts Tagged ‘risk tolerance’

Entrepreneurs: Pack Half the Luggage, Bring Twice The Money

Entrepreneurs: Pack Half the Luggage, Bring Twice The Money

By The Banker | Blog Posts, Personal Finance, Texas

A version of this post ran in the San Antonio Express News. In late high school and college I travelled to Mexico as often as I could. Some trips I went for ten days, later trips for a semester of school, then a whole summer. Finally, after graduating from college, I lived and studied in [&hellip

A Confusing Puzzle Made Simple - Retirement Plans

A Confusing Puzzle Made Simple – Retirement Plans

By The Banker | Blog Posts, How Not To Invest, Investing, Texas

A version of this post ran earlier in the San Antonio Express News I recently received in the mail retirement plan documents for a local employer’s 403B plan. I’m going to spend the first part of this column complaining about this 403B plan provider. Later, I am going to offer a better, simpler, version of [&hellip

Ask an Ex-Banker: Mortgages Part II - Should I Pay My Mortgage Early?

Ask an Ex-Banker: Mortgages Part II – Should I Pay My Mortgage Early?

By The Banker | Ask an Ex-Banker, Blog Posts, Personal Finance

Dear Banker, Most months we manage to cover our costs and have a little extra left over.  Sometimes I send the bank an extra $500 or $1,000 toward paying down our mortgage balance, which has another 21 years to go.  Once I sent close to $5,000.  Does this make sense?  — Manny T., Chicago, IL [&hellip