Seller Financing - Good and Bad

Seller Financing – Good and Bad

By The Banker | Blog Posts, How Not To Invest, Investing, Personal Finance, Texas

I love everything about banks but I realize I might hold a minority view on that one. Maybe you don’t like banks as much as I do. If so, this one’s for you. Today is about seller-financing, which is a way to cut out banks from a traditional bank function. Seller-financing happens when: Traditional banks […]

War on Cash or Privacy

War on Cash or Privacy

By The Banker | Blog Posts, How Not To Invest, Personal Finance, Taxes, Texas

I started thinking about the War on Cash recently over a giant plate full of butter, syrup, and pancakes. You see, I spent part of my summer vacation in Gatlinburg, TN, which some think of as the jumping-off point to Great Smoky Mountains National Park, but I prefer to think of as the Pancake House […]

Ask an Ex-Banker: Freelancer Homebuyer?

Ask an Ex-Banker: Freelancer Homebuyer?

By The Banker | Ask an Ex-Banker, Blog Posts, Personal Finance

Editor’s Note: This post first appeared on the website Make Change as an advice column “It’s Complicated,” which is in the spirit of my occasional “Ask an Ex-Banker” posts. If you have personal finance questions for “It’s Complicated” or “Ask an Ex-Banker,” send me a note!    Dear Its Complicated: I’m a single fulltime freelancer […]

Angel Investing - Some Data

Angel Investing – Some Data

By The Banker | Blog Posts, How Not To Invest, Investing, Personal Finance, Texas

Let’s say you read my earlier post on angel investing and decided – despite my helpful warnings – that you would still like to pursue angel investing in your area. You don’t listen, do you? Well anyway, your next step as a smart money person would involve collecting data about angel investing to, you know, educate yourself […]

Angel Investing Thoughts

Angel Investing Thoughts

By The Banker | Blog Posts, How Not To Invest, Investing, Texas

The first thing to know about angel investing is that you probably can’t do it. I say “can’t do it” not to create some aura of fancy exclusivity for the activity, but rather to point out that entrepreneurs who offer ownership stakes to angel investors may only formally sell pieces of their businesses to ‘accredited […]