Archive for the ‘Blog Posts’ Category

A Leader for San Antonio: Mike Villarreal

A Leader for San Antonio: Mike Villarreal

By The Banker | Blog Posts, Texas

I have something to say about the San Antonio Mayor’s race. My friend Mike Villarreal is running and he is by far the best candidate. He supports data-driven financial policies (rather than platitudes and rhetoric), he listens and acts across party lines and for the good of the whole (not just one constituency), and he’s [&hellip

Lord of The Rates Part IV - Consumer Rates

Lord of The Rates Part IV – Consumer Rates

By The Banker | Blog Posts, Personal Finance, Texas

I’ve reviewed in recent columns what I believe happens when interest rates rise this Summer, in particular what happens to real estate when the FOMC raises the Fed funds rate, Aka “The One Rate To Rule Them All.”   “…Nine for consumers doomed to die One for the Yellen on her dark throne In the [&hellip

Lord Of The Rates Part III - Mortgage and Real Estate Market

Lord Of The Rates Part III – Mortgage and Real Estate Market

By The Banker | Blog Posts, Texas

A version of this post ran in the San Antonio Express News. Please see related posts: LOTR Part I – One Rate To Rule Them All, and LOTR Part II – How Money Is Born and LOTR Part IV – Consumer rates Three rates for mortgage brokers under the sky… One for the Yellen on [&hellip

Lord Of The Rates Part II - 'Printing Money'

Lord Of The Rates Part II – ‘Printing Money’

By The Banker | Blog Posts, Wall Street

Please see related posts: Lord of the Rates Part I – One Rate To Rule Them All, and Part III and Part IV. Interest rates in the US are going up soon (maybe September? maybe June?), so what will that do to the money supply? As the ancient text translated from Isildur bane says: Three rates for [&hellip

Lord of the Rates, Part I - The One Rate To Rule Them All

Lord of the Rates, Part I – The One Rate To Rule Them All

By The Banker | Blog Posts, Texas, Wall Street

Our present Phenomenally Low Interest Rate Era slips quietly into the next. Interest rates will rise very, very, soon. We sense the change, but wonder, what does this mean? For many here in Middle Earth, interest rates remain mysterious. Fortunately, I found an ancient scroll during my sojourns in the Eastern Lands. Many nights, like [&hellip