Archive for the ‘Investing’ Category

Getting Started - The Hardest Part of Investing

Getting Started – The Hardest Part of Investing

By The Banker | Blog Posts, Investing, Personal Finance, Texas

School started for my girls this week, so I’m in the mood for new beginnings. New school uniforms, freshly sharpened #2 pencils, and lined notebooks still unblemished with unicorn stickers. Besides inheritance (obviously the very best way, because remember your first $5.43 Million arrives tax free!) the next two best ways for a person to [&hellip

What To Do If The Market Crashes - Your Emergency Instructions

What To Do If The Market Crashes – Your Emergency Instructions

By The Banker | Blog Posts, How Not To Invest, Investing

I think the Dow being down 1,000 points at the market open this morning (however temporarily) puts everyone in the frame of mind. Is this THE BIG ONE? Should I break the glass and read the instructions in the envelope labelled ‘IN CASE OF EMERGENCY?’ Sure, go ahead, you have my permission. Break the glass. [&hellip

Ask An Ex-Banker: 100% Equities Even In Retirement?

Ask An Ex-Banker: 100% Equities Even In Retirement?

By The Banker | Ask an Ex-Banker, Blog Posts, Investing, Personal Finance, Texas

Hi Michael, I enjoy and look forward to your advice every week. I am about to do as you (and a lot of other smart people) recommend and move our investments to several diversified equity index funds. My question: would you still suggest no index bond funds for someone in our age bracket? I am [&hellip

How To Invest

How To Invest

By The Banker | Blog Posts, Investing, Texas

Rather than say, “this is how you should invest,” I prefer to say (and write about) “this is how you should NOT invest.” I can think of at least three reasons for my preference. First, I know many more terrible ways to invest than I know good ways. Second, exotic bad ideas make for more [&hellip

As An Ex-Banker: Student Loan Repayment

As An Ex-Banker: Student Loan Repayment

By The Banker | Ask an Ex-Banker, Blog Posts, Investing, Personal Finance

Hello Professor! This is your former student, one year post personal finance class, and I am in need of advice. Here’s the backstory. After spending one year in the IT Consulting world, making 70K and being equally stressed to the detriment of my health, I jumped ship (per the advice of my employer, they noticed [&hellip