Archive for the ‘Investing’ Category

Capital Markets Theory You Can Use

Capital Markets Theory You Can Use

By The Banker | Blog Posts, How Not To Invest, Investing, Texas, Wall Street

I’ll be the first to admit that financial capital markets theory can be dry as dust and that mostly you should just live your best life in blissful disregard for almost all of it. Today, however, indulge me in discussing a capital markets rule that can help you avoid fraud, seek better investments, and make […]

IPOs For The Everyman

IPOs For The Everyman

By The Banker | Blog Posts, Investing, Texas, Wall Street

In August I received an invitation by mail – complete with an offering prospectus and stock order sheet – to subscribe for shares in the initial public offering (IPO) of Ponce de Leon Bank, a Bronx, NY-based savings institution where I have a CD. I’ll admit upfront I barely know anything about Ponce de Leon […]

Seller Financing - Good and Bad

Seller Financing – Good and Bad

By The Banker | Blog Posts, How Not To Invest, Investing, Personal Finance, Texas

I love everything about banks but I realize I might hold a minority view on that one. Maybe you don’t like banks as much as I do. If so, this one’s for you. Today is about seller-financing, which is a way to cut out banks from a traditional bank function. Seller-financing happens when: Traditional banks […]

Angel Investing - Some Data

Angel Investing – Some Data

By The Banker | Blog Posts, How Not To Invest, Investing, Personal Finance, Texas

Let’s say you read my earlier post on angel investing and decided – despite my helpful warnings – that you would still like to pursue angel investing in your area. You don’t listen, do you? Well anyway, your next step as a smart money person would involve collecting data about angel investing to, you know, educate yourself […]

Angel Investing Thoughts

Angel Investing Thoughts

By The Banker | Blog Posts, How Not To Invest, Investing, Texas

The first thing to know about angel investing is that you probably can’t do it. I say “can’t do it” not to create some aura of fancy exclusivity for the activity, but rather to point out that entrepreneurs who offer ownership stakes to angel investors may only formally sell pieces of their businesses to ‘accredited […]