Archive for the ‘Investing’ Category

Charitable Deductions and New Tax Law

Charitable Deductions and New Tax Law

By The Banker | Blog Posts, Inequality, Investing, Taxes, Texas

Happy Final Tax Filing Day everyone. How charitable do you feel right now? My accountant filed for an extension for me, so I’ll let you know in mid-October how I’m feeling, thanks for asking. Anyway, one of the potential big changes resulting from the 2017 Tax Reform is the treatment of household charitable contributions, starting […]

Fees in 401(k)s

Fees in 401(k)s

By The Banker | Blog Posts, Investing, Personal Finance, Texas, Wall Street

“Yes, hello? Is this the Human Resources Department? Yes, I’d like to file a complaint about the retirement plan offered here. No, I don’t work actually here. But still, hear me out…” Today is my day to complain about the (somewhat) hidden costs of employer-sponsored retirement plans. These plans come in a variety of flavors […]

A Stock Growth Miracle (Not Really)

A Stock Growth Miracle (Not Really)

By The Banker | Blog Posts, How Not To Invest, Insurance, Investing, Personal Finance, Texas

Psst: Do you want to hear about a neat investing trick a family friend showed me? She started with $250. Through alchemical magic – well, a mixture of time, compound interest, and an important dash of negligence – she turned that $250 into an investment today worth $135,000. She still owns it, so results may […]

Discounting Cashflows - A Deeper Dive

Discounting Cashflows – A Deeper Dive

By The Banker | Audio Posts, Blog Posts, How Not To Invest, Investing, Personal Finance

Welcome! This post is meant to accompany Chapter 5 and Appendix to Chapter 5 “On Discounting Cashflows” in my book “The Financial Rules For New College Graduates – Invest Before Paying Off Debt And Other Tips Your Professors Did Not Teach You.” (Praeger, April 2018.) I’m convinced the only way to really learn discounting cashflows […]

Compound Interest - A Deeper Dive

Compound Interest – A Deeper Dive

By The Banker | Audio Posts, Blog Posts, Investing, Personal Finance

Welcome! This post is meant to accompany Chapter 4 “On Compound Interest” and the Appendix to Chapter 4, in my book The Financial Rules For New College Graduates: Invest Before Paying Off Debt and Other Tips Your Professors Didn’t Teach You (ABC-CLIO Praeger, 2018.)1 I highly recommend you open up a spreadsheet alongside this material. […]