Archive for the ‘Texas’ Category

New HUD Secretary - The Good and Bad So Far

New HUD Secretary – The Good and Bad So Far

By The Banker | Blog Posts, Texas

Editor’s Note: A version of this post ran this morning in the San Antonio Express News. I can’t remember any speech Mayor Julian Castro ever made to which I paid much attention. Decade of Downtown? Meh. I had just moved to San Antonio’s downtown and I didn’t have any context. Democratic National Convention? I missed [&hellip

On Selling - Sell Solutions Not Features

On Selling – Sell Solutions Not Features

By The Banker | Blog Posts, Texas

Editor’s Note: A version of this post appeared in the San Antonio Express-News. When I interviewed for my first bond sales job on Wall Street, half-way through the conversation the guy at JP Morgan sat back, held up a yellow #2 pencil, and said “Sell me this pencil.” At that point, age 24 or so, I hadn’t [&hellip

Real Estate and the Efficient Market Hypothesis

Real Estate and the Efficient Market Hypothesis

By The Banker | Blog Posts, How Not To Invest, Investing, Texas

Editor’s Note: A version of this appeared in the San Antonio Express News. Dignowity Hill is a historic neighborhood in San Antonio balanced precariously – for the moment – on the cusp of hipsterism, about to fall into the ‘gentrified’ category. For anyone who has strongly held opinions about gentrification, let me assure you this post has [&hellip

Video for Entrepreneurs - Personal Financial Statement

Video for Entrepreneurs – Personal Financial Statement

By The Banker | Audio Posts, Texas, Video

A regional microlender named Accion Texas helps entrepreneurs get started on the process of builing small businesses. In this video I walk you through the process of collecting your personal financial data all in one place, using an Accion template available on their website. The personal financial statement would be used to talk to any bank [&hellip

Video For Entrepreneurs: Tracking Startup Capital in a Spreadsheet

Video For Entrepreneurs: Tracking Startup Capital in a Spreadsheet

By The Banker | Audio Posts, Texas, Video

I periodically produce instructional videos for a local micro lender named Accion Texas. They support and lend to young and startup companies that might otherwise get overlooked by the traditional banking industry. In fact one of the key conditions of being an Accion Texas customer is a prior rejection for a bank loan application. The [&hellip