Posts Tagged ‘compound interest’

A Stock Growth Miracle (Not Really)

A Stock Growth Miracle (Not Really)

By The Banker | Blog Posts, How Not To Invest, Insurance, Investing, Personal Finance, Texas

Psst: Do you want to hear about a neat investing trick a family friend showed me? She started with $250. Through alchemical magic – well, a mixture of time, compound interest, and an important dash of negligence – she turned that $250 into an investment today worth $135,000. She still owns it, so results may […]

Discounting Cashflows - A Deeper Dive

Discounting Cashflows – A Deeper Dive

By The Banker | Audio Posts, Blog Posts, How Not To Invest, Investing, Personal Finance

Welcome! This post is meant to accompany Chapter 5 and Appendix to Chapter 5 “On Discounting Cashflows” in my book “The Financial Rules For New College Graduates – Invest Before Paying Off Debt And Other Tips Your Professors Did Not Teach You.” (Praeger, April 2018.) I’m convinced the only way to really learn discounting cashflows […]

Compound Interest - A Deeper Dive

Compound Interest – A Deeper Dive

By The Banker | Audio Posts, Blog Posts, Investing, Personal Finance

Welcome! This post is meant to accompany Chapter 4 “On Compound Interest” and the Appendix to Chapter 4, in my book The Financial Rules For New College Graduates: Invest Before Paying Off Debt and Other Tips Your Professors Didn’t Teach You (ABC-CLIO Praeger, 2018.)1 I highly recommend you open up a spreadsheet alongside this material. […]

Ask An Ex-Banker: The Magical Roth IRA

Ask An Ex-Banker: The Magical Roth IRA

By The Banker | Ask an Ex-Banker, Blog Posts, Investing, Personal Finance, Taxes

A version of this post ran in the San Antonio Express News. Dear Michael, Next January, when I receive the proceeds for a house I’m selling, I’m considering converting 70K from my TIAAF-CREF Traditional IRA into a Roth IRA, and paying taxes to do that that. I could then make my 7 grandchildren the beneficiaries […]

If You Like Feral Cats You'll Love Compound Interest

If You Like Feral Cats You’ll Love Compound Interest

By The Banker | Blog Posts, Personal Finance, Texas

A version of this post appeared in the San Antonio Express News. Nobody ever told me this, but I’ve always assumed that a first rule of writing is to never – ever – try to teach math through blog posts. But I learned writing through blogging on the interwebs where a first rule of everything – […]